Alerts:
Beware of HMO's ...Medicare and Medicaid have recently enacted legislation that requires the medicare or medicaid recipient to be signed up with a private company to manage their insurance funds for our government.  If it saves our country money, that would be great.  However, as a taxpayer and a medicare/medicaid recipient you must be cautious.

Check out the HMO companies that are available.  Research the companies provider list so you can see if your favorite Medical Equipment Supplier or  a Specialty Physician is able to work with the HMO. Also, research the specific options of your insurance coverage.  Pay attention to out of pocket costs with respect of prescription drugs, physician co-pays, and medical equipment coverage.  Many are seduced by the prescription ... * READ MORE